| Checking
Accounts
Regular
Checking
Traditional
checking account for people who want unlimited check writing with
minimum balance requirements.
- $100.00
minimum opening deposit
- Unlimited
check writing
- Free
ATM or Visa Check Card - Upon approval
- Free
ATM access at Idaho Banking Company owned machines
- Free
24 hour access to account information through IBC Phone Express
- Direct
deposit available
- Free
online banking with unlimited Bill Pay
- Monthly
statements
- Monthly
service charge $7.50. No monthly service charge when you maintain
an average daily balance of $100.00 or you maintain
$1,000 in a savings account
Interest
Checking
Traditional
interest checking account for people who want the flexibility
of unlimited check writing combined with the benefit of earning
interest.
- $100.00
minimum opening deposit
- Variable
interest rate calculated on daily collected balances
- Unlimited
check writing
- Free
ATM or Visa Check Card - Upon approval
- Free
ATM access at Idaho Banking Company owned machines
- Free
24 hour access to account information through IBC Phone Express
- Direct
deposit available
- Free
online banking with unlimited Bill Pay
- Monthly
statements
- Monthly
service charge $7.50. No monthly service charge when you maintain
an average daily balance of $1,000 or more
Premier
Interest Checking
Our
Premier account is for customers who maintain high combined balances
of $10,000 or more in a checking or savings. Great for those who
want an interest bearing checking account with unlimited check
writing ability.
- $1,000
minimum opening deposit
- Variable
tiered interest rate to reward higher balances
- Unlimited
check writing
- Free
ATM or Visa Check Card - Upon approval
- Free
ATM access at Idaho Banking Company owned machines
- Free
24 hour access to account information through IBC Phone Express
- Direct
deposit available
- Free
online banking with unlimited Bill Pay
- Monthly
statements
- Free
"Image Checks"
- Free
Travelers Cheques, Official Checks, and Money Orders
- 50%
discount on safe deposit box
- Monthly
service charge $15.00. No monthly service charge when you
maintain an average daily balance of $10,000 or more in your
checking or savings
Prestige
Elite Checking
Our
Prestige Elite Account is for customers who maintain an average
balance of $25,000 or more and want unlimited check writing ability
while taking advantage of premium interest rates.
- Tiered
interest rates to reward higher balances
- Unlimited
check writing
- Free
ATM or Visa Check Card - Upon approval
- Free
“Prestige Elite” wallet checks
- Free
Official Checks and Money Orders
- Free
Travelers Cheques
- Free
online banking with unlimited Bill Pay
- 50%
discount on safe deposit box rental
- Refund
of ATM surcharges assessed for using another financial institution’s
ATM
- Monthly
service charge $15.00. No monthly service charge when you
maintain an average daily balance of $25,000 or more
Senior
Checking
Traditional
Free checking account for our depositors age 55 and over.
- $100.00
minimum opening deposit
- No
monthly service charge
- Unlimited
check writing
- Free
ATM or Visa Check Card - Upon approval
- Free
ATM access at Idaho Banking Company owned machines
- Free
24 hour access to account information through IBC Phone Express
- Free
direct deposit available
- Free
online banking with unlimited Bill Pay
- Free
"Image Checks"
- Free
Travelers Cheques, Official Checks, and Money Orders
- 50%
discount on safe deposit box
- Free
notary service
Senior
Interest Checking
Interest
checking available for our depositors age 55 and over. Great senior
benefits with minimum balance requirements.
- $100.00
minimum opening deposit
- Variable
interest rate
- Unlimited
check writing
- Free
ATM or Visa Check Card - Upon approval
- Free
ATM access at Idaho Banking Company owned machines
- Free
24 hour access to account information through IBC Phone Express
- Free
direct deposit available
- Free
online banking with unlimited Bill Pay
- Free
"Image Checks"
- Free
Travelers Cheques, Official Checks, and Money Orders
- 50%
discount on safe deposit box rental
- Free
notary service
- Monthly
service charge $7.50. No monthly service charge when you maintain
an average daily balance of $500.00 or more
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