RECOGNIZE YOUR RIGHT TO PRIVACY
At Idaho Banking Company, we value each and every customer relationship. Customers such as you have entrusted us not only with your finances, but also with your personal information. Protecting your privacy along with your financial assets, is at the core of our business. Providing exceptional customer service includes keeping our consumer customers information secure and using it only as our customers would want us to. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information, as well as personal information of all consumers who visit our bank and website.
AND SECURITY OF NONPUBLIC PERSONAL INFORMATION
Keeping your financial information secure is one of our most important responsibilities. We value your trust and handle your information with care. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. Each Idaho Banking Company employee is required to follow our company’s “Code of Conduct”, which states that all customer information is considered private and privileged and is to be used solely for the purpose of providing you with the finest service available.
It is also given to each consumer customer who opens an account
with us and to all consumer customers at least once annually.
YOUR PRIVACY ONLINE
you apply online for accounts or services, or enroll in Online
Banking via our web page at www.idahobankingco.com,
you provide personal information that is necessary for us to process
your application. To ensure that your application remains confidential,
the information is sent to us in a "secure session"
established with Secure Socket Layer (SSL). This technology encrypts
or scrambles your account information so it’s virtually
impossible for anyone other than Idaho Banking Company to read
you bank online with us, we, along with the outside companies
we work with to bring these services to you, have access to your
information. Information is retained on our system or the system
of the appropriate outside company, depending on what is required
in order to serve you. We use state-of-the-art internet technology,
supported by the outside companies we work with, to make your
online banking secure and to protect your personal information.
We require a user ID and personal passcode to access your accounts.
If you do not provide this information, we cannot establish an
online banking service for you. You can help protect the security
of your banking information by not sharing your ID or passcode
with anyone, by changing your passcode regularly, and remembering
to sign off when finished.
SECURE E-MAIL TO THE BANK
sending us e-mail please be careful about the information you
send because e-mail to us and any other public web site can sometimes
our response back to you is not secure, we will not include confidential
account information in the response unless you have given us permission
to do so. You can always contact us by phone, U.S. mail or by
visiting your nearest branch.
provide better service and a more effective web site, we use "cookies"
as part of our interaction with your browser. A "cookie"
is a small test file placed on your hard drive by our web page
server. Cookies are commonly used on web sites and do not harm
your system. By configuring your preferences or options in your
browser, you determine if and how a cookie will be accepted. We
site and for a number of administrative purposes. These cookies
do not collect personally identifiable information, and we do
not combine information collected through cookies with other personal
information to determine who you are or your e-mail address.
do not knowingly solicit data from children, and we do not knowingly
market to children. We recognize that protecting children’s
identities and privacy online is important and that the responsibility
to do so rests with both the online industry and parents.
note that since we cannot control information on other internet
sites, we are not responsible for the content of sites linked
permitted by law, it is commonplace for financial institutions
like Idaho Banking Company to share information about customers'
accounts with consumer reporting agencies. However, if you believe
some of the information we have shared or may share is inaccurate,
please let us know by writing to Idaho Banking Company at the
address listed on your statements.
order to make this request, you must provide your:
Number (s) Affected
- A copy of the
Specific Item In Dispute
Reason You Believe This Information Has Been Reported In Error
will research your request and, if it is determined that an error
exists, we will submit a correction promptly
in accordance with the Fair Credit Reporting Act.
PREVENTING IDENTITY THEFT
Identify theft is a serious crime. It occurs when your personal information is stolen or used without your knowledge to commit fraud or other crimes.
Deter Identity Thieves By Safeguarding Your Information
Carefully monitor the balances and statements of all your financial records.
Shred financial documents and paperwork with personal information before you discard them.
Protect your Social Security number. Don’t carry your card with you or write the number on a check. Give it out only if absolutely necessary to trusted sources.
Don’t give out personal information on the phone, through the mail, or over the Internet unless you know who you are dealing with.
Never click on links sent in unsolicited emails; instead, type in a web address you know.
Don’t use an obvious password like your birth date, your mother’s maiden name, or the last four digits of your Social Security number.
Keep your personal information in a secure place at home, especially if you have roommates, employ outside help, or are having work done in your house.
Review your credit report regularly. By law, you are entitled to annually receive a free copy of your credit report from each credit bureau. To order your free annual reports, call 1-877-322-8228 or visit www.annualcreditreport.com.
Be Alert To Signs That Require Immediate Attention
Bills that do not arrive as expected.
Unexpected credit cards or account statements.
Denials of credit for no apparent reason.
Calls or letters about purchases you did not make.
Identity Theft Victims: Immediate Steps
Place a “Fraud Alert” on your credit report and review your credit report carefully.
Equifax Credit Information Services, Inc.
P.O. Box 740241, Atlanta, GA 30374
P.O. Box 9532, Allen, TX 75013
TransUnion Fraud Victim Assistance Department|
P.O. Box 6790, Fullerton, CA 92834
Close the accounts that you know, or believe, have been tampered with or opened fraudulently.
File a police report with your local police or the police in the community where the identity theft took place.
Report the theft and file a complaint with the Federal Trade Commission.
FTC Consumer Response Center – 1-877-438-4338
600 Pennsylvania Ave. NW
Washington, DC 20580
More information about Identify Theft is available at: