| 
                Unlimited Check WritingFree "Prestige
                  Elite" logo wallet checksFree Official Checks, Money
                  Orders, Travelers ChecksFree Online Banking with
                  unlimited Bill PayRefund of surcharges when
                  using other Financial Institutions ATM's *Annual Percentage Yield (APY)
              current as of 06/26/03 and is subject to change without notice.
              Regulations state only individuals, nonprofits and sole
              proprietors are eligible for interest bearing checking accounts.
              The minimum deposit required to open a Prestige Elite account is
              $25,000. A monthly fee will be assessed if the daily average
              balance falls below $25,000. Fees may reduce earnings on this
              account. | Stop by one of
              our convenient locations today: FAIRVIEW6010 Fairview Ave.
 472-4700
 PARKCENTER449 E. Parkcenter Blvd.
 395-1505
 EAGLE402 S. Eagle Road
 939-7040
 Member FDIC |