Special Promotions at Idaho Banking Company

Tropical Treasure Days

Extended to July 17, 2002

Set sail for Idaho Banking Company! Open a qualifying new CD, checking or savings account and receive an exciting treasure!* It's our way of saying thanks for helping us grow.

Choose From Valuable Treasure Like:

	CD Rate Increase*		Gift Certificates
	Season Ski Passes		Trips to Las Vegas, Canada, San Francisco
	Rounds of Golf		Customized Golf Clubs
	& MUCH MORE!

FAIRVIEW
6010 Fairview Ave.
472-4700

PARKCENTER
449 E. Parkcenter Blvd.
395-1505

EAGLE
402 S. Eagle Road
939-7040

Member FDIC

*Certain restrictions apply. New money only. See branch for product details, applicable minimum opening deposit requirements, current annual percentage yields, and early withdraw penalties. Sapphire, Emerald and Diamond premium awards will be reported as taxable income on 2002 Form 1099. Premium awards cannot be used in conjunction with any other promotion or special.

**No purchase necessary. Certain rules apply. See branch for contest rules and travel restrictions.

More Information.......

Tropical Treasure Days is an exciting deposit promotion designed to immediately reward you with awesome premium awards when qualifying new accounts are opened during the term of the promotion. "Ruby", "Sapphire", "Emerald" and "Diamond" premiums are awarded based upon the type of new account opened and the opening deposit.

Each premium award level offers an exciting range of bonus choices that instantly give you a return on your investment and are sure to jump start summer fun!

Examples of Certificates of Deposit

Premium Value:

	$500 to $9,999	$10,000 to $49,999	$50,000 to $99,000	$100,000 and Over
14 to 89 days	Ruby	Ruby	Ruby	Ruby
90 to 179 days	Ruby	Ruby	Ruby	Sapphire
180 to 364 days	Ruby	Ruby	Sapphire	Emerald
12 to 23 months	Ruby	Sapphire	Emerald	Diamond
24 to 59 months	Ruby	Sapphire	Diamond	Diamond
60 months	Ruby	Emerald	Diamond	Diamond

Ruby Awards

Open any of the following new deposit accounts and instantly receive one (1) Ruby Award ($10 value) at the time the account is opened. Limit three (3) Ruby Awards per customer during the term of promotion.

Checking Account ($100 minimum balance)
Savings Account ($100 minimum balance)
Certificate of Deposit ($500 minimum balance)

Choose from our Ruby Treasure Chest which includes restaurant certificates, cinema dollars, and grocer/retailer coupons.

Sapphire Awards

Open any one of the following new deposit accounts and choose one (1) Sapphire Award (approximate value $100). Sapphire Awards will be made available to customer within seven (7) business days from the date the account is opened with the exception of 1% bump in interest rate. This will be added to the current interest rate in effect on day of opening deposit. See branch for current interest rates, annual percentage yields, and early withdrawal penalties. Limit one (1) Sapphire Award per customer during the term of promotion.

$10,000 minimum balance Certificate of Deposit of 1 year or longer
$50,000 minimum balance Certificate of Deposit of 6 months or longer
$100,000 minimum balance Certificate of Deposit of 3 months or longer
$100,000 minimum balance Prestige Elite Account

Choose from one of the following Sapphire Awards:

two rounds of golf with cart at Shadow Valley Golf Course
two Shakespeare tickets with restaurant certificate
gift certificate to Boise Towne Square Mall
1% bump in interest rate (not available with Prestige Account)

Emerald Awards

Open any one of the following new deposit accounts and choose one (1) Emerald Award (approximate value $500). Emerald Awards will be made available to customer within seven business days from the date the account is opened with the exception of 1% bump in interest rate. This will be added to the current interest rate in effect on day of opening deposit. See branch for current interest rates, annual percentage yields, and early withdrawal penalties. Vouchers redeemable at Anderson Travel will be provided for all trips; gift certificate redeemable at Golf Magic will be provided for custom golf clubs; Bogus Basin ski passes will be purchased by the Bank and customer must make arrangements to pick up passes at Bogus Basin business office. Limit one (1) Emerald Award per customer during the term of promotion.

$10,000 minimum balance Certificate of Deposit of 5 years or longer
$50,000 minimum balance Certificate of Deposit of 1 year or longer
$100,000 minimum balance Certificate of Deposit of 6 months or longer

Choose one of the following Emerald Awards:

weekend for two at Sun Valley with golf*
Riggins Lodge with raft trip, gourmet meals*
2 nights Reno with roundtrip air from Boise*
customized set of golf clubs
two Bogus Basin ski passes
1% bump in interest rate

* Rules and travel restrictions apply. Travel arrangements and reservations by Anderson Travel. For details, see travel brochure provided by Anderson Travel available at each branch location.

Diamond Awards

Open any one of the following new deposit accounts and choose one (1) Diamond Award (approximate value $1,000). Diamond Awards will be made available to customer within seven business days from the date the account is opened with the exception of 1% bump in interest rate. This will be added to the current interest rate in effect on day of opening deposit. See branch for current interest rates, annual percentage yields, and early withdrawal penalties. Vouchers redeemable at Anderson Travel will be provided for all trips. Limit one (1) Diamond Award per customer during the term of promotion.

$50,000 minimum balance Certificate of Deposit of 2 years or longer
$100,000 minimum balance Certificate of Deposit of 1 year or longer

Choose one of the following Diamond Awards:

two nights San Francisco with roundtrip air from Boise*
two nights Las Vegas with roundtrip air from Boise*
two nights Edmonton, Canada with roundtrip air from Boise*
RC Willey Home Furnishings gift certificate
1% bump in interest rate

* Rules and travel restrictions apply. Travel arrangements and reservations by Anderson Travel. For details, see travel brochure provided by Anderson Travel available at each branch location.