Idaho Banking 
                Company invites you to enjoy the valuable benefits of Generations 
                Gold checking, the free checking account that actually saves you 
                money. Generations 
                Gold is designed to help you and your family live better for 
                less! You will be able to save at hundreds of local 
                and national merchants.  
                 
                Start saving money today and come into any Idaho Banking Company 
                branch and open a Generations 
                Gold checking account. If you already have an account with us, 
                all you need to do is to come into any branch and ask for a Generations 
                Gold welcome packet. 
                 
                Generations Gold members have access to all of these valuable 
                discounts and benefits: 
              
                - Discounts 
                  from participating local 
                  merchants
 
                - Discounts 
                  on nationwide 
                  services
 
                - Free online 
                  banking
 
                - Free bill 
                  pay
 
                - No minimum 
                  balance
 
                - Direct 
                  deposit
 
                - Unlimited 
                  check writing
 
                - Free telephone 
                  banking
 
                - Free ATM/Debit 
                  card upon approval
 
                - Free ATM 
                  withdrawals at all Idaho Banking Company ATM locations 
 
                - Free notary 
                  service
 
                - Check safekeeping 
                  statements
 
               
              Idaho 
              Banking Company has selected Generations 
              Gold, Inc., a fully independent third party service provider, 
              to provide travel and other discount services on an exclusive basis 
              directly to Generations Gold members. Idaho Banking Company makes 
              no representations, expressed or implied, regarding the quality 
              of service or products provided by the participants and shall have 
              no liability in connection therewith. All liabilities, claims, damages 
              and demands are the sole and direct responsibility of Generations 
              Gold and its independent benefits providers.  
                
        
           
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							Member FDIC.   Each depositor insured to $100,000.   | 
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