Idaho Banking Company - The Art of Banking
home about us online banking shareholders customer testimonials personal banking business banking construction promotions locations contact us employment privacy policy

Checking Accounts*

Perfectly Free Business Checking

As good as it sounds! No traps... no fees... no kidding.

  • 100% Free (unlimited transactions)
  • $100.00 minimum opening deposit
  • Free 24 hour access to account information through IBC Phone Express
  • Images of checks and deposits included with monthly statements
  • No monthly service charge
  • No minimum balance
  • No transaction fees

Business Interest Checking

Interest checking account for sole proprietors, non-profit organizations and public agencies. Not available for incorporated businesses or partnerships.

  • $1,000 minimum opening deposit
  • Tiered interest rates to reward higher balances
  • Free 24 hour access to account information through IBC Phone Express
  • Monthly statements
  • Monthly service charge $8.00. No service charge when you maintain an average daily balance of $5,000 or more

Account Analysis Business Checking

Account analysis checking is designed for business customers who maintain higher balances and want to take advantage of using account balances to offset all or a portion of service charges.

  • $1,000 minimum opening deposit
  • Earning credit is calculated on the average collected balance less 10% for reserve requirements and used to offset the monthly service charge
  • Monthly service charge $8.00 plus per item charges for deposits, items deposited, and checks written



Restricted transactions as defined in the Unlawful Internet Gambling Enforcement Act (UIGEA) are prohibited from being processed through this account or relationship. Examples of internet gambling include sports, wagering, horse or dog racing, bingo, lotto or other games of chance when the wager is placed online.

FDIC insured equal housing lender